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Best Credit Card For Airline Miles – How To Find One & A List Of The Best

March 31, 2012

Best Credit Card For Airline Miles

best credit card for airline miles

When it comes the best credit card for airline miles, these cards are just as it states, the best  for airline miles and not really anything else. They are great for those who travel and intend on using them to buy their plane tickets everytime they travel, which will eqaute to a myraid of flight miles piling up and you getting free flights, but they need to be used very often as if they are used sparingly the interest rates are way to high and you will not reap the benefits. Here are a couple tips that will help you find the best credit card for airline miles that caters to your needs:

  • You want to consider  how you like to travel. Do you travel alone or with your family as some offer costless tickets for companions, or certain upgrades like first class. Considering how you like to travel will allow you to find a credit card provider that really caters to what you are looking for and satisfy your needs.
  • Also keep in mind, when looking for the best credit card for airline miles that there are different point systems, being that some companies award points for certain shopping preferences like retail and grocery store purchases among other as well as points for generic purchases. You can try to find a program that awards more points for shopping at certain shops and stores that you shop at, allowing you to maximize your rewards points.
  • Is there a limit to what you need to spend? Some credit card companies have limits on what you need to spend in order to use your points, so find one that offers a minimum spending limit that is lower that the average of what you spend per year on flights.
  • What kind of interest rates do they have? Most of them have high interest rates, so if you tend to keep a balance they can be more of a burden, so either plan on paying it off each month and/or find one with the best interest rate if you to intend on keeping a balance.

The next section will provide you with information on the different types of airline credt cards and a list of some of the best credit cards for airline miles.

Different Types Of Airline Miles

Now the main type that people affiliate with airline miles credit cards are the ones that are sponsored by a bank or big brand name, which they are provided by financial providers and not flight companies. You basically compile points every time your puchase anything and those points can be used not only to buy plane tickets but they can be redeemed for any other prize that the rewards program offers. Now these can be great as you can use the points to shop around and find the best plane ticket prices, then go with the cheapest provider. One of the best credit cards for airline miles in this category is the:

  • Capital One No Hassle Miles (SM) Rewards Card

When looking for the best credit card for airline miles keep in mind that there are air miles credit cards as well as frequent flyer credit cards, which the frequent flyer cards can provide benefit to those looking for to fly with only one specific airline. If you are looking for something like this, a frequent flyer card can provide you with immense value as you can pile up points with your favorite flight company allowing you to stay loyal, as well as utilize it just like you would any other regular credit card as flight companies actually link up with brand name credit card providers like American Express, Mastercard, VISA and more. If you opt to use this best credit card for airlines option, there are a few drawbacks that you should know about, those being that you cannot shop around for the best prices when you want to use up your points as the points are only good for that specific flight company, as well as frequent flyer credit cards tend to come with both higher interest rates as well and larger yearly feees when compared to the likes of generic airline miles credit cards. As far as the best credit card for airline miles in this category, as few great ones include:

  • Chase Continental World Mastercard
  • American Express Jet Blue Card
  • Juniper US Airways World Mastercard
  • American Express Delta Skymiles

When searching  for the best credit card for airline miles just remember to read the fine print because so providers state that if you are late on your payments your airline miles points can actually be wiped away, leaving you with nothing after all your hard earned work.




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